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Books to read if you're planning a vacation in "Sherman", sorted by average review score:

Black Diamond: The Unauthorized Biography of Kiss
Published in Paperback by Collector's Guide Pub (April, 1997)
Author: Dale Sherman
Average review score:

Excellent fan-based book!
Dale Sherman's "Black Diamond" is the definitive Unauthorized KISS book for the fans, by a fan. The text has a few accuracy problems, but they're small, and the fact that a CD is included (with a rare interview with KISS drummer Eric Carr, who died in 1991)boosts fans' interest. Not as dry as its main authorized competitor, KISS AND SELL. Very good source for early KISStory.

Superb book with a lot of details for the die hard Kiss fan
This is a superb book with a lot of details in the history of the greatest rock group ever. The covering of Kiss in the 70's is extremly informative and gives the impression of good research from the author. The only thing which prevents me from giving the book a maximum rate is the lack of the author's covering of the critical phases in the history of Kiss: When members of the group left, when Kiss decided to drop the make-up, the leading to the reunion and and the decission to put on the make-up again. These are the fractions of the story which the die hard Kiss fans want as much as possible information about. ...but let there be no doubt: This IS (by far) the best unauthorized biography of Kiss

A very informative book about the bands rise to fame
This book is very enlightening for the most part. I found out lots of interesting facts about Kiss that intrigued me and disappointed all the same. It's a very friendly view of the band and Dale Sherman (a major Kiss fan) sure knows his facts...Buy it, you won't be disappointed!!


Shadows on the Hudson
Published in Audio Cassette by Dove Books Audio (July, 1998)
Authors: Isaac Bashevis Singer, Joseph Sherman, Theodore Bikel, Julie Harris, and John Rubinstein
Average review score:

An exploration of post-war American Jewish life
This novel is long and repetitive. It originially appeared serialized in the Forward. In its unedited state, it seems that Singer felt the need to continuously remind the readers of the action from previous weeks. Character development is shallow, although Singer's ability to sketch character is masterful. Despite these problems, one must remember that this is SINGER writing, and even a lesser work by this genius is worth reading. Shadows is an important novel that details the hurtling inner lives of American Jews in the years just after the Holocaust. Singers prescient understanding of the wonders of Jewish resilience on one the hand, and the degradation of their souls on the other, is astonishing. It is as if Singer had a crystal ball to presage Jewish life today. For those students of this subject, this book is required reading. However, the general audience is likely to find the novel tiresome.

Fearlessly honest, even about fear; true, and beautiful
Shadows on the Hudson is one of the best novels I've ever read. The people are real--and thank god, they're deeply sexual and deeply intelligent. Some readers are irked by the one, some by the other characteristic; by me a novel flops if the people are too dumb, or too free from the driving burdens and blessings of relentless sexuality. This more or less simultaneous wrestling with sex, faith and its lack, and the problem of theodicy (why God permits evil) is Singer's forte. Only Tolstoy does it better, but there is more real flesh in Singer, while the religious issues are at least as alive as those of Tolstoy's stellar episode toward the end of Anna Karenina, in which Levin successfully struggles toward theism. Singer's characters know what Tolstoy's don't: that 6 million Jews and 20 million Russians are gone who should not be gone. This novel is art, and monumental art; not another pleasure cruise for the beach umbrella.

A Brilliant Work
This is a long, deep novel that deals with some of the fundamental problems of human existence. More than any other writer, Singer (at least in this book) reminds me of Dostoyevsky, whose characters were constantly in existentialist turmoil over questions such as good vs. evil and whether or not there is a God (and if there is, is He good, evil or indifferent?) Of course, while Dostoyevsky was a Christian, all of the characters in Shadows on the Hudson are Jewish holocaust survivors who have recently emigrated to New York from Europe shortly after World War ll. This is something that none of them can forget, even for a day, as many barely escaped while their loved ones perished. Beyond this confrontation with evil and death, the novel is largely about the philosophical war between religious orthodoxy and hedonistic modern life. Contemporary readers who do not come from a strongly religious background may have some difficulty appreciating this dilemma. The mass culture that Singer found vulgar and amoral in the 50s has now all but taken over in America, leaving many people no frame of reference for any other type of existence. While there is much philosophizing, Singer succeeds in creating flesh and blood characters whose moral anguish is not simply abstract, but put to the test in daily life. The character we spend the most time with is Hertz Grein, a middle-aged man whose religious yearnings are in stark contrast to his lifestyle. He is a married man who has had a long affair with another woman. As the novel opens, he is preparing to run off with yet another woman. Grein's behavior through most of this book is both irrational and indefensible. He lies to all three women, and makes all his decisions on the whim of the moment. At the same time, he is hardly without a conscience. On the contrary, he is deeply ashamed of the pain he causes others and desperately wants to redeem himself. Reading Shadows on the Hudson, I got the feeling that Singer himself, as he wrote the book, was struggling with the very issues faced by Grein and his other, equally fascinating and conflicted characters. The central problem posed by the book is the paradox of faith. On the one hand, there is no evidence that God exists. Indeed, the prevalence of suffering and evil suggests an indifferent universe. On the other hand, life without faith is unbearable and leads to a world without meaning or values. Does this mean that we should, even in the absence of evidence, embrace a strict moral code? Although the conclusion of Shadows on the Hudson is somewhat ambiguous, Singer seems to answer this question tentatively in the affirmative. Whether or not you agree (I actually don't), the question is an extremely important one and this book gets to the core of it.


First to Fight
Published in Digital by Del Rey ()
Authors: David Sherman and Dan Cragg
Average review score:

Surprise! Better then I thought
I have been reading about this book for sometime now. I never got around to picking it up. I would read the reviews and decide against it.Well I should have picked this up a long time ago. I finished this book very quickly.The story is great the characters are great it's a very enjoyable story that moves quickly. It is obvious that the authors draw on their military experience. I think it lends the book an additonal layer of authenticity. I found myself concerned with the plight of Srg.Bass and his unit. My only gripe is that the real action was a bit later in the book and it was too quick for me. Don't get me wrong I really enjoyed the portion of the book about their training as well. I'm glad to also report that their are serval more books in the series. If they are as good as this one I will be a happy reader.Don't even think just buy this book!

Good blend of SF, history, & military tradition.
"First to Fight" (ISBN 0-345-40622-2) by David Sherman and Dan Cragg is the first book in the series dedicated to the infantrymen who will risk their lives on the battlefields of the future. The authors use their personal experience as infantrymen, David Sherman in the United States Marine Corps and Dan Cragg in the United States Army, from boot camp to actual combat and the technical advances to project one possible future of the ground forces of the world. With the advances of space technology the people of Earth have expanded to over 1000 worlds forming the Confederation. The first 500 settled worlds' form the core of the Confederation, with over 500 more worlds that are at various stages of settlement or are being explored for future settlement. During this expansion the Confederation has three main military branches that help hold the worlds together and they are the Army, Marines, and Navy. Each service has traditions, histories, and roles that can be traced back to military forces of Earth. "First to Fight" focuses on the Confederation Marine Corps, with a history, tradition, and role that can be traced back to those of the United States Marine Corps and the British Royal Marines. When trouble occurs on a world the Confederation's first choice is calling in the Marines. The book "First to Fight" focuses attention on Staff, formerly Gunnery, Sergeant Charlie Bass, Ensign Baccacio, Private First Class Joe Dean, Fredrick Douglas McNeal, Rackman Claypoole, and other members of the 34th Fleet Initial Strike Team (FIST) L Company Third Platoon of the Confederation Marine Corps based on Thorsfinni World, a snow world on the frontier of Confederation space. Further, the book brings out how the people in a military unit react to the dangers encountered on the battlefield. The 34th FIST is sent to the world of Elneal on a humanitarian mission. Elneal is a backwater world that has one important natural resource needed in the construction of starships. A charismatic leader, of Elneal's most powerful warrior clan has stopped all mining operations and caused a worldwide famine. The Marines of the 34th FIST L Company Third Platoon find that they have more than one challenge to face on this mission.

More realistic than Starship Trooper and smoothly written
When it comes to writing military SF the combined talent of David Sherman and Dan Cragg is hard to surpass. The writing and plots are virtually seamless with no flip flopping between unrelated materials.

In First to Fight we are treated to good background information without being bored. We learn about the main characters backgrounds and what drives their motivations. Such as the Joe Dean who came from an Army household and his motivations for going into the Corps. We Get to understand why SSgt. Bass mistrust the UPUD's. There are glimpses into what future military boot camp might be like. Almost every detail in this book tied into something else and nothing stood out as frivolous.

The book begins a year or so before the main story, on the introduction of a new piece of military hardware and the problem associated with it. With that background in place we move onto the main story.

Part one includes the story of a young man's desire to perform military service and his trials through boot camp. This part sets up the training and function of the Corps. and the mindset.

Part Two is the new private as he intereacts on his first duty assignment and how the newbies are brought into the fold by the old salts. To some this might seem boring but it gives some insight into the traditions binding together a band of warriors and how it affects them.

Part three begins the mission of providing humanitarian aid on an alien world and the requirements needed. This section like the rest concentrates on the people involved and not the science or the logistics. It provides a glimpse into how humanitarian missions or other non combat missions might turn into combat.

Part four is the resolution to this crisis and how all the previous parts come together. Sorry if this seems vague but I don't want to give the story away. All in all David Sherman and Dan Cragg are outstanding in this series. It brings to SF another aspect of the future. This series doesn't concentrate on spaceships, giant robots, single heroes/heroines that can do everything or unrealistic ground warfare.

The setting could be placed in any modern warfare arena because the tactics are real and practical. The interactions make sense and I cannot think of any other writer who can bring the futuristic elements of ground combat better than these two authors.


The Mill on the Floss (The Clarendon Edition of the Novels of George Eliot)
Published in Hardcover by Oxford Univ Pr (February, 1994)
Authors: George Eliot, I.E. Marian Ds Cross, Evans, Gordon Sherman Haight, and T. S. Eliot
Average review score:

Good story with important social issues
Few females were writing fiction in those days, but it says a good thing about Great Britain that most of them were British. Mary Ann Evans, the real name of "George Eliot", was an enlightened and socially conscious woman, who wrote a story about the Torvill family, from the standpoint of Maggie, a young girl with a sharp mind, struggling to be herself in a world which was hard for that kind of person. The central theme is perhaps her struggle between family loyalty and independent spirit, as revealed through her relationship with his beloved, but tough, brother. The book is long and evocative, painting with acuteness the social surroundings in which the story develops. And the development intertwines many messages and situations, always revealing Maggie's inner self. One important characteristic of the book is that it is difficult to classify, since it contains features of Romanticism and Realism; social narrative and a glimpse into what psyichological literature would be in the Twentieth century.

Great book for some, including me, contrived for others..
This was my first (of four, so far) George Eliot novel. It's also my favorite. Unlike Adam Bede or Silas Marner, I found the characters to be interesting and enjoyable. No, it's not a finely-crafted piece of literature like Middlemarch. And it might be a bit on the melodramatic side. But for some odd reason I found the story to be ultimately quite moving.

Other folks who I gave the book to gave it mixed results. No one disliked it, but most found the "brother-sister" element to be a bit corny. And pardon my sexism, but I thought the book would appeal more to women than men (since the main character is a teenage girl). Not so. This book is definitely "not for women only".

I imagine if you have a sentimental streak through your bones you will probably love this book.

MAGNIFICENT
In THE MILL ON THE FLOSS George Eliot provides an insightful and intelligent story depicting rural Victorian society. Set in the parish of St. Ogg's, Maggie and Tom Tulliver endure childhood and young adulthood while experiencing the harsh realities of poverty, devotion, love, and societal reputation. I emphasized greatly with Maggie as I have experienced some of her own lived experiences. I truly loved every chapter of this book and didn't want it to end. It is indeed very rare that I have this type of reaction to a book. Although this book was published during the Victorian era, it's amazing how Eliot's prose flows virtually unobstructed. The reader is given a rare glimpse into rural life during the 19th century and is treated to how strictly structured society was then. I am now a fan of Eliot and look forward to reading her other novels.

Bottom line: THE MILL ON THE FLOSS is an excellent novel. Enjoy!


The Fall of the Kings
Published in Mass Market Paperback by Bantam Books (September, 2003)
Authors: Ellen Kushner and Delia Sherman
Average review score:

Fall of the Kings
This is an excellent work of historical fantasy.

The writing is graceful, with no telltale "collaboration" signs. A high level of tension is maintained despite the fact that there's rather little physical action. Worldbuilding questions I had about the last book are answered, and the portrayal of historical scholarship is clearly informed by real-life experience (I think I took classes with Crabbe at UCLA).

The characters are deeply flawed--Theron immature and hedonistic, St. Cloud obsessive and driven--but ultimately human, and I found them sympathetic. I also found many of the minor characters appealing. The portrayal of St. Cloud, especially, as an unreliable POV is masterfully done. Theron's sluttishness did make me want to smack him--but if you're engaged enough to want to smack a character, the writer has done her job.

The very end faltered a little. I wanted a touch more of St. Cloud's POV at a crucial moment, and I'm left hoping for a sequel, because the kingship theme feels unfinished to me. In addition, I wanted some ecological or economic trouble to be arising--why does what happens, happen *now*?

I enjoyed this book a great deal and highly recommend it.

Worth the wait
I will admit it up front: I have been a fan of the novel _Swordspoint_ for years, to the extent of buying up whatever copies I could find to pass on to anyone who seemed like they might be interested. So, naturally, I've been waiting to see a sequel for years, too.

This blew me away.

The City is still there, and just as vibrant and dangerous and romantic as ever -- but it's very convincingly a city that's gone through sixty years of changing fashions and circumstances.

Alec and Richard and Diane are no longer there, but their presence is still felt.

The old King Stag myths are beautifully incorporated into the city's history and present.

I didn't fall in love with any of the new characters the way I fell in love with both Richard and Alec, but they managed to break my heart even so.

And I entirely disagree with the reviewer who faulted the book for excessively numerous and graphic sex scenes. I loved each and every one of them, even the ones that horrified me.

This book is a triumph of imagination and style. I can't afford to buy copies to give to all my friends, so you're going to have to buy it yourself!

Lyrical and compelling
I have to admit, despite the fact that Swordspoint is my favourite book, I didn't expect to like The Fall of the Kings, and waited a while before reading. My opinion of this was based on the novella of the same name, also a collaboration beween Sherman and Kushner (first published in Bending the Landscape: Fantasy), in which Theron came across as whiny, Basil as slightly deranged, and the whole milieu generally unappealing. I'm also pretty leery of collaborations in general.

The Fall of the Kings was a pleasant surprise. Theron is sympathetic and I know he's a spoilt brat; he's meant to be) and strangely endearing; it is he, not Basil St. Cloud, who is the protagonist of the entire piece. Less dreamlike than Swordspoint, the whole novel still manages to come across as slightly fairy-tale like.

Some of the going is rough. The plot, as some have commmented, is shaky at times. The supporting characters are not quite as endearing as Michael Godwin was in Swordspoint. Still, the novel kept me engaged for the entire 450 pages - and it ends gracefully, with mingled sorrow and hope.

The preoccupations with academia and dead kings were fascinating, and the whole world of Swordspoint has been fleshed out and given more life - we hear more of social customs, of University traditions, of history and politics than has been previously revealed. I'd have liked to see more of the world of Riverside - but perhaps Kushner will deliver that in her upcoming solo effort.

The Fall of the Kings is confectionary wrapped up in lush prose; a novel that manages to enthrall despite its weaknesses.


School of Fire
Published in Digital by Del Rey ()
Authors: David Sherman and Dan Cragg
Average review score:

One amazing read
The first book of the series (Starfist: First to Fight) was great. This one is, in my opinion, even better. It will keep you guessing all the way to the end. It is a must read for warfare and science fiction lovers. The writers' style is great for keeping you hooked. All in all, it is one of the best books I have ever read.

Move over, Drake, Haldeman and Pournelle
If you like Mil-SF, you NEED to read this book. If you might ever have to train and lead troops, especially in a military assistance program, you REALLY NEED to read this book. If you ever have had to work a military assistance program, well, Chapter 7 gives you an entertaining look at several good ways to train indiginous forces, all of them good. Personal experience, I've used all of these techniques sucessfully. To me, it was worth the price of the book all by itself. Which is not to say that this is a military textbook with a slight fictional overlay. There's a well-thought out world scenario, extremely realistic 3D characters, a plot with more twists and turns than a mountain road, lots of plausible technology, lots of action - a definite page-turner. As a military professional, I can place a real-life name of a personal acquaintance to just about GI in this book. But the people of Wanderjahr, on both sides of the war, are also rich, detailed, believable characte! ! rs. The situations, given the assumed technology, are also totally believable. About the only "flaw" here, is that these guys always do it right, and the technology never lets them down. You might find that a little hard to swallow, but I went to Joint Endeavour, so yeah, I gotta agree that this is really possible. The first book in this series was good - this one makes me hungry for the next one. IMHO, if you want high-tech, mil-SF, in a believable scenario, with realistic characters, you're a fool if you don't get this one.

There is no such thing as an easy mission.
"School of Fire" (ISBN 0-345-40623-0) by David Sherman and Dan Cragg is the second book in the series chronicling the history of the 34th Fleet Initial Strike Team (FIST) L Company Third Platoon of the Confederation Marine Corps. The authors, in my view, have again brought the reader into the realm of the infantryman. Returning to Thorsfinni World the 34th FIST has begun replacing the men and equipment lost on Elneal. Staff Sergeant Charlie Bass' exploits during the mission has added to his legendary status in the Marine Corps, Ensign Vanden Hoyt, Third Platoon's new officer, Private First Classes Joe Dean and Rackman Claypoole have proven themselves in combat and learned how to overcome the fears of the battlefield. A new mission deploys the 34th FIST, before the unit has replaced all the Marines lost on Elneal, to the Confederation world of Wanderjahr. Wanderjahr's nine-member government has attempted to stop a rebellion that threatens the political and economic stability of the world by forming a paramilitary police force, called the Feldpolizei, to deal with the rebels. The Feldpolizei fail to stop the rebels because the force is not properly trained in modern military tactics. The 34th FIST's assignment is to train the Feldpolizei to counter the rebel threat. Private First Classes Joe Dean and Rackman Claypoole of L Company Third platoon are assigned to Headquarters' F-2 Intelligence section as analysts, while Staff Sergeant Bass and the rest of platoon train the Field Police of Wanderjahr. However the Marines soon find that there is hidden power struggle going on behind the scenes that makes their job harder. Another good story by the team of David Sherman and Dan Cragg.


Son of Darkness
Published in Paperback by Roc (May, 1998)
Author: Josepha Sherman
Average review score:

I'll Read A Sequel
There are a lot of positive reviews here, and they're right on. I thoroughly enjoyed this, and I was impressed when Sherman actually had Denise reciting a real Mesopotamian prayer.

The initial demon-worshipping villains made perfect sense to me - there are lots and lots of inadequate people out there dreaming of power from nowhere. There is a problem, at least to me, with the notion of "dark elves," but that's because I've decided that elves, dark, light, hangin' out in LA, NYC, or fairyland, are getting old.

Why the 3 star review? Because I liked it, and I will buy a sequel without hesitation, but I only liked it. We are guilty, here, of review inflation. Was this Lord of the Rings? No? Then don't give it a five. This was fun, it was adequate, and I don't regret buying it, or reading it, or recommending it. What I want to make clear is that it isn't profound, or life changing.

Another thing - part of me wants a sequel. But if Josepha Sherman decides to leave Ilaron and Denise right where they are, that's fine, too. Especially if it means she's going on to a new project, as entertaining as this one.

Good book, read it, and pass it on.

Josepha Sherman just got added to my favorite author's list
This book made me contact Josepha Sherman herself and beg her to write a sequel. I really liked the intellegent way the two main characters observed and reacted to the events around them. Too often I find myself sighing in frustration wondering just WHY the characters did this or HOW they knew to do that...with Son of Darkness everything followed logically from one character's actions to another's deductions and their reaction. Also the relationship between Denise and Ilaron was great. I'm just as glad Ms. Sherman didn't rush them into some kind of forced romance. That is, at least not in the first book. Please, please, please there has to be a sequel though...

Son of Darkness -- Priceless
I just can't say how much I love this book. Alot. Extremely much. Denise and Ilaron are characters you won't forget, and after reading this book, you'll be dying for a sequel.

Ilaron is a "Dark Elf" escaped from Sidhe-Land to lead a normal life as an art collecter and dealer. He's delicious. He's got long black hair and wicked cool shades. Yum yum yum. Denise is an museum curator, helping Ilaron fight bad Sumerian demons. No, no, really, there's more to it than that, but I shan't be giving it away.

Elves. Swords. Subway Trains. The perfect modern elf fantasy... I'd recommend this book to all Fantasy and Sci-Fi readers. Josepha Sherman never disapoints.


The Country of the Pointed Firs and Other Stories (Hardscrabble Books)
Published in Paperback by Univ of New Hampshire Art Gallery (March, 1997)
Authors: Sarah Orne Jewett and Sarah Way Sherman
Average review score:

Did I Miss the Secret Chapter?
In the novel "The Country of the Pointed Firs", Sarah Orne Jewett invites her readers to journey with her through rural Maine with its green landscapes, hushed scenery, and quaint townspeople. A place where nothing noteworthy or earth-shattering seems to happen. The author and her companions seem to drift through their days carefree, as they relish the simplicity of existing peacefully. The narrator spends her summer in a seaside New England village and develops friendships with her hostess and her family.

As with most novels, I read page after page anticipating the "big moment", the "turning point", a "climax", anything to cite as the work's purpose or point. I never did quite accomplish that.I found myself reading and rereading looking for the part that I must have skipped over accidentally. I have yet to find the secret chapter.

But what I accomplished wasn't known to me at the time but became clear after reflecting. The goal of the book is to help its readers acquire an inner peace within themselves; one that I found to be best appreciated in one's older years. I dont think that I was ready to read the book presently, but can see myself one day rocking in a glider totally enjoying and appreciating Jewett's novel.

This book brought me peace from start to finish
Sarah Orne Jewett keeps her readers interested from page to page, not through action and adventure, but through intellectual conversation. Usually I would not have picked up The Country of the Pointed Firs, because nine out of ten of the books that I read contain constant action sequences from one page to the next. Although after reading this book from beginning to end, I began to understand the characters in the book and could relate to the peaceful community that they belonged to. The narrator brings us into her everyday peaceful life through the emotion and laid-back style that she puts into every description. The narrator's love for nature helps us to understand New England as she sees it. She helps all of us "city people" to accept New England for what it is, paradise. The narrator, with the help of Mrs. Todd, Mrs. Todd's mother, and William, help give the reader some background and history of New England specifically Maine where they live. The small part that I enjoyed most though, was the narrator's discussion with the old and wise Captain Littlepage. His description of the island that he had visited while he was out at sea brought a very mysterious feeling to the book. I was upset to find out that this was where the mystery ended. I also enjoyed Jewett's ability to describe some of the close and personal family relationships in the story. At times I felt like I knew the entire life story of all the characters in the story. All in all I really enjoyed the book. I do not recommend it to a younger crowd, but I know all old and young adults will enjoy it as I did. Sarah Orne Jewett has created a masterpiece that will last for years to come.

A short story collection centered around the people of Maine

A collection of quiet "sketches," this volume is a reminder of the fine writing produced by some of the earliest American realists. Critics have recently revised their first opinions of the book as a "small success" and now consider it a classic of American literature. The stories revolve around a young writer who goes to the coastal town of Dunnet Landing, Maine. In the company of Mrs. Todd, a venerable and locally revered herbalist who gives her lodging, the writer comes to know and write about the people of the area. The result is a fascinating look into personalities shaped and distilled by life on that severe coast into persons of rare character. This edition also contains eight of Jewett's best short stories, including "A White Heron" and "The Queen's Twin."

No plot devices or car chases here--this is a book to read on a rainy afternoon when nostalgia and melancholy threaten to overwhelm. It's comfort food like grandma used to make--reassuring, soul-fortifying, and full of the capacity to cheer. It's also addictive--once you take a bite out of Pointed Firs, you can't stop.

Similar author: Mary Wilkins Freeman


Talking Money: Everything You Need to Know About Your Finances and Your Future
Published in Audio Cassette by Time Warner Audio Books (January, 2001)
Authors: Jean Sherman Chatzky, Kevin Thomsen, and William Whittington
Average review score:

The only book worth buying!
I think this is a terrific book! I, too, have always enjoyed Jean's commentaries on the "Today Show" and in Money magazine. But you need this book so you can refer to her good advice again and again--I know I'm going to refer to it often! And there's a lot of great advice here that's totally new. Knowing how to talk to your aging parents about family financial issues, for example, is one of the issues this book handles really sensitively and well. To be honest, some investing topics can be just too complex or too blah if you don't have someone to explain them in plain English. That's what Jean does best on TV and I was thrilled when I opened this book and found out that she "translated" so well to print! Even subjects like insurance and real estate were totally understandable and even enjoyable, and it seems to be loaded with useful little ideas--minor things you can do to achieve big savings or make your money work more productively! Maybe all of this is a little too fundamental for people who do nothing but invest all day long, but for the rest of us I think Jean's book will be really helpful and a breath of fresh air. Also, she seems like "one of us"--not some talking head.

Solid Introduction To Personal Finance
If you're looking for a highly readable, yet relatively complete, book about personal finance, look no further than "Talking Money: Everything You Need to Know About Your Finances and Your Future" by Jean Chatzky. Chatzky, a columnist for Money Magazine, provides solid financial advice.

According to Chatzky, learning to talk about money is comparable to learning a foreign language, which seems a bit of a stretch. Learning to talk money is much easier! Chatzky says that while sex is a relatively comfortable topic for casual conversation, that talking money is taboo (What crowd's she hanging out with?). As you learn to talk about money, Chatzky says you'll make more intelligent personal financial decisions.

The first chapter of "Talking Money" discusses personal financial goals. Chatzky poses five questions to ask yourself about your personal financial goals. First, what do you want to achieve this year with your personal finances? Second, what do you want your money to achieve for you in ten years? Third, what do you want to accomplish with your money far into the future? Fourth, are you willing to begin achieving your financial plans? Fifth, do you know enough to get started with your financial dreams?

Chatzky compares setting financial goals to exercise. She says that attending a full class in cardio kickboxing will tire you out the first day, but if you keep at it, you will get stronger. Similarly, getting started tracking your expenses or saving might at first seem tiring. But, as you learn to do it, you will become financially stronger.

"Talking Money" gives solid advice about choosing the right credit card for you. And, Chatzky provides good questions to ask about any credit card you consider acquiring. She also discusses credit ratings. "Talking Money" also notes that anyone who claims to be able to improve your credit rating probably isn't legitimate.

The second chapter, "Talking Savings," was highly readable. Chatzky says we probably want to know where our money goes. So, she recommends personal financial programs, such as Quicken or Microsoft Money, for tracking your finances. She notes that some people become highly addicted to tracking their expenses to the penny using such computer programs. They join the "Cult of Quicken."

If you don't want to use a computer to track your expenses, Chatzky gives a short list of personal expense categories that will probably suffice for basic budgeting.

The chapter "Talking Investing for Safety" does a solid job of introducing money market accounts, treasuries, money market mutual funds, short-term bond funds, and tax-free funds.

Chatzky tells us that Treasury Bills are 3-12 months in maturity, Treasury Notes are 2-10 years in maturity, and Treasury Bonds are up to 30 years in maturity (I'd just lump them all together and call them Treasuries, but then too, my French sucks). Chatzky suggests that if you plan to buy Treasuries and hold them until maturity, you should buy them directly from the government (publicdebt.treas.gov) to avoid paying commissions.

"Talking Money" points out that the difference in yield between various money market mutual funds is due to the differing expense ratios that the funds charge investors. Chatzky mentions ibcdata.com as one source to track money market fund rates. (But, unless you have a lot in a money market fund, you might want to stick with your usual broker.)

Chatzky also makes the important distinction between money market funds which have only temporarily lowered their expense fees to draw in business and money market funds (such as Vanguard) which tend to keep expense ratios low on a consistent basis. (Chatzky also notes that credit card companies are notorious for offering teaser rates which shoot up.)

The book does a very good job of explaining why we shouldn't invest in stocks for short-term savings goals.

My favorite chapter was "Talking Spending" where Chatzky gives great tips for saving money on your purchases. She notes we must be informed consumers. For example, when buying a car, it's best to know the dealer price. Then, we can work from that and see how much mark-up the dealer is trying to get. Chatzky suggests edmunds.com as one source of dealer prices on cars.

Also, when ordering mail-order or over the internet, Chatzky says don't forget shipping charges. I wish I had given this some thought before I ordered my 17" PC monitor from across the country! I would have saved $40 by buying one locally. That's money effectively thrown away.

Chatzky tells us that buying a used car is often the best deal when purchasing an automobile. She tells us two-year-old cars have depreciated in price by about 60%, yet, typically, a two-year-old car has only expended one-third of its useful life.

Other chapters discuss talking real estate, talking insurance, talking investing for retirement and college, talking with your aging parents about money, and talking with your spouse about money. Overall, "Talking Money: Everything You Need to Know About Your Finances and Your Future" by Jean Chatzky is very readable and provides good financial advice.

Peter Hupalo, Author of "Becoming An Investor"

Just What the Money Doctor Ordered
Finally, Jean Chatzky's smart, fresh, relevant advice all in one place. This book is clearly the culmination of years of financial reporting both on TV and in Money magazine. Reporting that I have looked forward to over the years and am so gratified to have updated and put together so well in this book. For anyone who has ever felt confused or bewildered by the world of finances, or just plain disinterested, Talking Money is a real motivator. You'll find ways to take control of your financial life that you never knew existed. I did.


Back in the Daze
Published in Hardcover by 1stBooks Library (November, 2002)
Author: Ricardo Sherman
Average review score:

Would make a good movie for Halle Berry
The main character is strong enough to warrant a look from Halle Berry and the director/producers of "Monster's Ball" or "8 Mile" The struggle of a street smart woman in search of life's meaning and redemption is a good one. The actual writing could be better but some of the author's misphaps work in his favor. There are, at times, vivid descriptions and depictions of life on the street and it's consequences. There are sections of the book that are movie worthy. However,other times, it reads, somewhat, like a medical journal. But, there's enough good material to make it worth while to read past the mishaps. If you're a reader of Iceberg Slim, Robert Beck, Stonewall Jackson, James Baldwin and the like, you will find a place for this true life story on your bookshelf. If I were Halle Berry's manager, I would have advised her to adapt this as a movie before or after "Monster's Ball". Somewhere, along the line, it probably will be made into a movie. The success of low budget pics such as "8 Mile" "Monster's Ball" "Rocky" "My Big Fat Greek Wedding" and the like should have Hollywood knocking at the writer's door.

A book that could be a movie and play
Having read the book before it went into print, I can say that it does not surprise me or the author that some readers see the movie potential of the material. The lead character IS a star making vehicle for any black or hispanic actress who'd be lucky enough to be cast in the title role. Halle Berry, Jada P Smith and others would be great in this role, although the story cries for an unknown actor (ala Sly Stallone in Rocky, Al Pacino in Godfather) And, even JLO could have considered a piece of material like this instead of the Julia Roberts knockoffs (Maid in Manhatan = Pretty Woman, Enough = Sleeping With the Enemy, etc) One of the best things about the work is the great character arcs which occurs for the main protagonists. What makes a good book? STORY. What makes a good movie? STORY What makes a good stage play? STORY. Bottom line: This is a good story.

Taking a walk down memory lane
I just finished reading Back in the Daze. This is a good book to read. I find the characters well- written. Some of them remind me of people that I grew up with in Harlem. It is a compelling story that keeps me guessing if she will succeed with her plots and plans. Somewhere along the line a movie or play will be made of this book.


Related Vacation Book Subjects: Oregon
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